ESA vendor directory · free listings
Every state with an education savings account: what it pays per student, what the funds can buy, and the vendors listed for each category, with how to pay them. Listings are vendor-reported until PencilGo checks the program's records.
Choose your state to see what the program pays per student, what the funds can buy, and the vendors listed for each category.
CHOOSE Act Alabama
Per student, 2026–27$7,000 school · $2,000 home ed (cap $4,000/family)
Pays vendors through ClassWallet30 vendors listed
See Alabama vendorsEmpowerment Scholarship Account
Per student, 2026–2790% of state per-pupil funding (varies by grade/district/disability)
Pays vendors through ClassWallet2 vendors listed
See Arizona vendorsEducation Freedom Account
Per student, 2026–27$7,208 per student (2026-27), $1,802 disbursed quarterly
Pays vendors through ClassWallet30 vendors listed
See Arkansas vendorsFamily Empowerment Scholarships and PEP
Per student, 2026–27~$7,463–$12,217, varies by scholarship/grade/county
Pays vendors through EMA / MyScholarShop (Step Up)0 vendors listed
See Florida vendorsGeorgia Promise Scholarship
Per student, 2026–27Up to $6,500 per year in four installments
Pays vendors through Odyssey25 vendors listed
See Georgia vendorsIndiana Education Scholarship Account
Per student, 2026–27Up to $20,000 (disability) or $8,000 (sibling) per student
Pays vendors through ClassWallet0 vendors listed
See Indiana vendorsStudents First Education Savings Account
Per student, 2026–27$8,148 per student for 2026-27
Pays vendors through Odyssey0 vendors listed
See Iowa vendorsLA GATOR Scholarship Program
Per student, 2026–27$5,243-$15,253 by tier (2025-26 figures; 2026-27 not yet posted)
Pays vendors through Odyssey2 vendors listed
See Louisiana vendorsEducation Scholarship Account
Per student, 2026–27$8,007 max reported for 2025-26; 2026-27 amount not yet posted
Pays vendors through MDE reimbursement0 vendors listed
See Mississippi vendorsSpecial Needs Equal Opportunity Education Savings Account
Per student, 2026–27Uncertain for 2026-27; OPI reimbursements ran only through 6/30/26
Pays vendors through OPI reimbursement0 vendors listed
See Montana vendorsEducation Freedom Account
Per student, 2026–27$4,100 base + differentiated aid (income/EL/disability)
Pays vendors through ClassWallet29 vendors listed
See New Hampshire vendorsEducation Student Accounts (ESA+)
Per student, 2026–27ESA+ $9,000-$17,000; Opportunity Scholarship $3,574-$7,942 (2026-27)
Pays vendors through ClassWallet0 vendors listed
See North Carolina vendorsEducation Scholarship Trust Fund
Per student, 2026–27$7,634/yr (Exceptional SC up to $11,000, funds-permitting)
Pays vendors through ClassWallet0 vendors listed
See South Carolina vendorsEducation Freedom Scholarship and targeted ESA programs
Per student, 2026–27$7,530/yr EFS; geographic ESA ~$10,094-$10,133; IEA by formula
Pays vendors through TheoLearning0 vendors listed
See Tennessee vendorsTexas Education Freedom Accounts
Per student, 2026–27$10,474 private school · $2,000 homeschool · up to $30,000 with IEP
Pays vendors through Odyssey0 vendors listed
See Texas vendorsUtah Fits All Scholarship
Per student, 2026–27$8,000 private school · $4,000 home age 5-11 · $6,000 home age 12-18
Pays vendors through Odyssey25 vendors listed
See Utah vendorsHope Scholarship
Per student, 2026–27$5,435.62 full-year award for 2026-27, paid quarterly
Pays vendors through TheoPay (Student First)16 vendors listed
See West Virginia vendorsSteamboat Legacy Scholarship
Per student, 2026–27$7,000/yr, disbursed quarterly
Pays vendors through Odyssey2 vendors listed
See Wyoming vendorsDon't see your state? More states add education savings accounts each year. The state guides cover every program PencilGo tracks, with the official application link for each.
16 kinds of expenses, each checked against every program's published rules. Pick one to see which states cover it, or check a specific item.
Filter by state, what you need, grade, how you pay, and whether PencilGo has checked the listing against the program's records.
0 vendors in Texas
Short answers; the state guides carry the detail and the official links.
No. Each program keeps its own list, and the official page is linked from every state guide. This directory groups vendors by state and shows how each one is paid. Listings are vendor-reported until PencilGo checks the program's records.
Through the route the program uses: ClassWallet, Odyssey marketplace, State program marketplace, Invoice or reimbursement. Each listing names its route and the steps. The program reviews the purchase before the vendor is paid, so do not buy first and assume reimbursement.
Most programs cover curriculum, textbooks and documented supplemental materials, each with its own conditions. Open your state guide for the current list of eligible expenses, then confirm the exact item in the program before buying.
Any vendor that serves ESA or scholarship families can list for free. A person reviews every listing within three business days, and PencilGo marks a listing as checked once it matches the program's public records.
Tell families which programs you serve and how they pay you. A person reviews every listing within 3 business days. There is no fee to list.
PencilGo is an independent company, not a state agency or program administrator. A listing here does not mean the program has approved every product a vendor sells. Confirm the exact item and how you pay in your program before buying.