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Florida · State guide · 2026–27

Can ESA cover this?

Multiple active programs; application availability differs. Every purchase is reviewed by the program. Reviewed September 22, 2026.

FES-EOFES-UAPEPPersonalized Education Program

Is it covered by Family Empowerment Scholarships and PEP?

Type what you want to buy, for example a product name, a class or a service. We check it against the program's published expense rules and show the rule.

Your state's program makes the final decision. A purchase made with your own card may not be paid back.

Step Up For Students vendors in Florida

By what your child needs. Before paying any of them, check the exact purchase above.

Tutoring · 78 listed
Therapies & services · 4 listed
Classes, co-ops & camps · 7 listed
Private school or microschool · 53 listed
Curriculum · 45 listed
Online learning · 23 listed
Florida funding and program facts
Per student, 2026–27

~$7,463–$12,217, varies by scholarship/grade/county

Pays vendors through

EMA / MyScholarShop (Step Up)

PencilGo status

In onboarding queue

Vendors listed

See Florida vendors

PencilGo in Florida

In onboarding queue

PencilGo is in the provider onboarding queue. Provider approval and a PencilGo ESA purchase route have not been confirmed.

PencilGo status reviewed September 23, 2026.

Browse Florida vendor listings

Provider participation does not approve every product. Confirm the exact offering and payment process before purchasing. Direct card purchases may not be reimbursed.

Eligibility, application, and payment details

Who can qualify?

FTC/FES-EO is broadly available to Florida K–12 students; PEP serves parent-directed students outside full-time public or private school; FES-UA serves students with qualifying disabilities.

How much is it?

Awards vary by scholarship, grade and county. Published 2026–27 FTC/FES-EO and PEP amounts are roughly $7,463–$12,217; FES-UA can be higher based on the student’s matrix.

When do I apply?

At Step Up For Students, new private-school and FES-UA applications run through November 15, 2026. PEP closed April 30 and is at capacity for new students.

What the funds may cover

  • Eligible private-school tuition and fees
  • PEP curriculum and instructional materials
  • Tutoring, virtual courses, testing and dual enrollment
  • FES-UA therapies, assistive technology and approved services

The exact item still must satisfy the program’s current rules and purchasing process.

See every category with the Family Empowerment Scholarships and PEP rule, and check a specific item

Worksheets, printables and workbooks with Family Empowerment Scholarships and PEP

Before you act

FES-EO, PEP and FES-UA have different rules and platforms. Use guidance for the exact scholarship named on the child’s account.

Program administrator
Florida-approved scholarship funding organizations
Guide reviewed
September 22, 2026

Verify before applying or spending

Official Florida sources

Program pages can change after this guide is reviewed. These links are the source of truth.

A safe order for families

Do not buy first and assume reimbursement later.

  1. 1

    Confirm the child’s eligibility

    Use the official program—not a vendor page—to check residency, enrollment, income or disability requirements.

  2. 2

    Wait for the actual award

    Eligibility, an application, and a funded account are three different stages.

  3. 3

    Verify the exact expense and payment route

    Provider approval does not automatically approve every product. Save invoices and required documentation.

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Daily sheet plans, printable worksheets and workbooks, scan checking, and parent progress reports are free. No card or ESA funds needed.

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Questions Florida families ask

Answered from the official Family Empowerment Scholarships and PEP sources linked above.

Who qualifies for Family Empowerment Scholarships and PEP?

FTC/FES-EO is broadly available to Florida K–12 students; PEP serves parent-directed students outside full-time public or private school; FES-UA serves students with qualifying disabilities.

How much funding is available in Florida?

Awards vary by scholarship, grade and county. Published 2026–27 FTC/FES-EO and PEP amounts are roughly $7,463–$12,217; FES-UA can be higher based on the student’s matrix.

When can families apply?

At Step Up For Students, new private-school and FES-UA applications run through November 15, 2026. PEP closed April 30 and is at capacity for new students.

Where can I find ESA vendors in Florida?

Florida-approved scholarship funding organizations keeps the official list for Family Empowerment Scholarships and PEP; start at Florida DOE: Family Empowerment Scholarship. PencilGo's Florida vendor directory lists vendors that report serving the program, with how to pay each one.

What can Family Empowerment Scholarships and PEP funds cover?

Eligible private-school tuition and fees; PEP curriculum and instructional materials; Tutoring, virtual courses, testing and dual enrollment; FES-UA therapies, assistive technology and approved services. FES-EO, PEP and FES-UA have different rules and platforms. Use guidance for the exact scholarship named on the child’s account.

Independent information

PencilGo is not affiliated with or endorsed by Florida, Florida-approved scholarship funding organizations, or any scholarship administrator. This page is educational information, not legal, tax, or eligibility advice. Program administrators make all final decisions.

State guides