PencilGoESA funding · all 18 programs
Pick your state and type the item. You get the program's own rule and a link to where it says so.
Covered: usually coveredDepends: covered with conditionsNot covered: usually not coveredNot stated: not stated by the program
Private school tuition, Registration and enrollment fees, Microschool tuition.
Covered in 17, with conditions in 0, not covered in 0 of 18 programs.Online private school, Virtual course tuition, Accredited online academies.
Covered in 9, with conditions in 2, not covered in 2 of 18 programs.Full-year curriculum packages, Textbooks and teacher guides, Workbooks and printable worksheets.
Covered in 16, with conditions in 1, not covered in 0 of 18 programs.Readers and novels tied to a course of study, Reference books, E-books and audiobooks.
Covered in 13, with conditions in 1, not covered in 0 of 18 programs.Paper, pencils and notebooks, Art supplies, Math manipulatives.
Covered in 7, with conditions in 5, not covered in 3 of 18 programs.Laptops and Chromebooks, Tablets, Printers.
Covered in 4, with conditions in 12, not covered in 1 of 18 programs.One-on-one tutoring, Tutoring centers, Online tutoring.
Covered in 12, with conditions in 5, not covered in 0 of 18 programs.Live online classes, Homeschool co-op fees, STEM and coding camps.
Covered in 5, with conditions in 11, not covered in 1 of 18 programs.Piano and instrument lessons, Art lessons, Swim lessons.
Covered in 2, with conditions in 9, not covered in 2 of 18 programs.Speech-language therapy, Occupational therapy, ABA and behavioral services.
Covered in 12, with conditions in 5, not covered in 0 of 18 programs.Annual standardized tests, SAT, ACT, PSAT and AP fees, Psychoeducational evaluations.
Covered in 14, with conditions in 3, not covered in 0 of 18 programs.Community college courses, Dual-credit tuition, Career and technical certificates.
Covered in 10, with conditions in 3, not covered in 1 of 18 programs.Fee-for-service transportation to a school or provider, Mileage where a program allows it.
Covered in 5, with conditions in 8, not covered in 3 of 18 programs.Required uniforms for a participating school.
Covered in 5, with conditions in 5, not covered in 6 of 18 programs.Museum, zoo and science-center admission, Educational field trips, Educational memberships (some programs).
Covered in 0, with conditions in 6, not covered in 7 of 18 programs.Student desks and chairs, Microscopes and lab equipment, Musical instruments.
Covered in 1, with conditions in 11, not covered in 1 of 18 programs.| State and program | Per student | Pays vendors through | Categories | Official rules |
|---|---|---|---|---|
| AlabamaCHOOSE Act Alabama | $7,000 school · $2,000 home ed (cap $4,000/family) | ClassWallet | 7 covered 6 depend | Program list (opens in a new tab) |
| ArizonaEmpowerment Scholarship Account | 90% of state per-pupil funding (varies by grade/district/disability) | ClassWallet | 5 covered 11 depend | Program list (opens in a new tab) |
| ArkansasEducation Freedom Account | $7,208 per student (2026-27), $1,802 disbursed quarterly | ClassWallet | 9 covered 5 depend | Program list (opens in a new tab) |
| FloridaFamily Empowerment Scholarships and PEP | ~$7,463–$12,217, varies by scholarship/grade/county | EMA / MyScholarShop (Step Up) | 7 covered 4 depend | Program list (opens in a new tab) |
| GeorgiaGeorgia Promise Scholarship | Up to $6,500 per year in four installments | Odyssey | 7 covered 7 depend | Program list (opens in a new tab) |
| IndianaIndiana Education Scholarship Account | Up to $20,000 (disability) or $8,000 (sibling) per student | ClassWallet | 5 covered 7 depend | Program list (opens in a new tab) |
| IowaStudents First Education Savings Account | $8,148 per student for 2026-27 | Odyssey | 7 covered 2 depend | Program list (opens in a new tab) |
| LouisianaLA GATOR Scholarship Program | $5,243-$15,253 by tier (2025-26 figures; 2026-27 not yet posted) | Odyssey | 11 covered 3 depend | Program list (opens in a new tab) |
| MississippiEducation Scholarship Account | $8,007 max reported for 2025-26; 2026-27 amount not yet posted | MDE reimbursement | 7 covered 5 depend | Program list (opens in a new tab) |
| MontanaSpecial Needs Equal Opportunity Education Savings Account | Uncertain for 2026-27; OPI reimbursements ran only through 6/30/26 | OPI reimbursement | 0 covered 0 depend | Program list (opens in a new tab) |
| New HampshireEducation Freedom Account | $4,100 base + differentiated aid (income/EL/disability) | ClassWallet | 10 covered 6 depend | Program list (opens in a new tab) |
| North CarolinaEducation Student Accounts (ESA+) | ESA+ $9,000-$17,000; Opportunity Scholarship $3,574-$7,942 (2026-27) | ClassWallet | 7 covered 4 depend | Program list (opens in a new tab) |
| South CarolinaEducation Scholarship Trust Fund | $7,634/yr (Exceptional SC up to $11,000, funds-permitting) | ClassWallet | 7 covered 7 depend | Program list (opens in a new tab) |
| TennesseeEducation Freedom Scholarship and targeted ESA programs | $7,530/yr EFS; geographic ESA ~$10,094-$10,133; IEA by formula | TheoLearning | 5 covered 5 depend | Program list (opens in a new tab) |
| TexasTexas Education Freedom Accounts | $10,474 private school · $2,000 homeschool · up to $30,000 with IEP | Odyssey | 9 covered 2 depend | Program list (opens in a new tab) |
| UtahUtah Fits All Scholarship | $8,000 private school · $4,000 home age 5-11 · $6,000 home age 12-18 | Odyssey | 4 covered 6 depend | Program list (opens in a new tab) |
| West VirginiaHope Scholarship | $5,435.62 full-year award for 2026-27, paid quarterly | TheoPay (Student First) | 12 covered 4 depend | Program list (opens in a new tab) |
| WyomingSteamboat Legacy Scholarship | $7,000/yr, disbursed quarterly | Odyssey | 13 covered 3 depend | Program list (opens in a new tab) |
Use the checker above or your state's page. A rule with a cap or a condition is the normal case, not the exception.
ClassWallet marketplace or direct pay, Odyssey marketplace, the program portal, or an invoice, depending on the state. Each vendor listing names its route.
The program reviews the purchase before the vendor is paid. Keep the invoice and any document the rule asks for.
Most programs pay for private-school tuition, curriculum and textbooks, tutoring, testing and educational therapies, and many also cover technology, classes, camps and supplies with conditions. This page checks 16 kinds of expenses against 18 state programs' published rules; the state pages carry each program's own list.
16 of 18 programs allow computers or tablets, usually with a condition such as a spending cap, one device every few years, or a required link to the student's course of study. Conditions apply in AL, AZ, FL, GA, IA, MS, NH, SC, TN, TX, UT, WV. Check your state's rule before buying.
Yes in 17 of 18 programs: curriculum, textbooks and workbooks are among the most widely covered expenses. Some programs require the item to come from an approved provider or through the program's marketplace, so buy through the route the program names.
Choose your state and search the exact lesson, such as piano or swim lessons. 11 of 18 programs allow some music, art or physical-activity lessons, but rules for a specific activity may differ. Read the program's published rule and confirm the purchase before paying.
Only where the program's platform allows it. ClassWallet and Odyssey programs pay vendors inside their marketplaces or by direct pay to an approved provider; a few programs reimburse receipts after approval. A purchase on a personal card is not guaranteed to be reimbursed.
The program declines the purchase or the reimbursement, and the family pays for the item. Programs can also require repayment of misused funds and remove a student from the program, so confirm the exact item and the payment route before spending.
Before buying: The program decides whether the exact item and payment route qualify. A direct card purchase may not be reimbursed.
Provider approval or a marketplace listing does not approve every product or confirm that a funded purchase can be made. Check your program's current rules and payment route before buying; a direct card purchase does not guarantee reimbursement. This hub is educational information, not legal, tax or eligibility advice. PencilGo is independent of state agencies.