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What does Indiana ESA cover?
Search a specific purchase against Indiana Education Scholarship Account's published expense rules.
Is it covered by Indiana Education Scholarship Account?
Type what you want to buy, for example a product name, a class or a service. We check it against the program's published expense rules and show the rule.
Your state's program makes the final decision. A purchase made with your own card may not be paid back.
Check a specific Indiana ESA expense
Wondering whether Indiana ESA covers a laptop, homeschool curriculum, tutoring, swim lessons, piano lessons or speech therapy? Enter the exact item in the checker above. Then review the program rule and payment conditions before buying.
All expense categories and Indiana rules
Every category, with the Indiana rule
Covered: usually coveredDepends: covered with conditionsNot covered: usually not coveredNot stated: not stated by the program
- Covered
Private school tuition & fees
Tuition/fees at a private, public, magnet or charter K-12 school covered (course, application, lab, textbook, supply, tutoring fees)..
Rule as PencilGo read it on 2026-09-25. - Not covered
Online school & virtual courses
Online/virtual schools, programs and courses, and distance-learning programs, are explicitly excluded from tuition..
Rule as PencilGo read it on 2026-09-25. - Covered
Curriculum, textbooks & workbooks
Curricular materials (books, computer software, digital content) are covered, but exclude computer hardware/technological devices..
Rule as PencilGo read it on 2026-09-25. - Covered
Reading books & e-books
Books (including audio/digital and players) are covered as supplementary curricular material..
Rule as PencilGo read it on 2026-09-25. - Covered
School supplies & consumables
Broad supplementary materials list (art supplies, manipulatives, school supplies, STEM kits) covered; backpacks/lamps/furniture excluded..
Rule as PencilGo read it on 2026-09-25. - Not covered
Computers, tablets, software & internet
Personal computers, laptops, tablets, printers, TVs and game consoles are excluded from both tuition and curricular materials..
Rule as PencilGo read it on 2026-09-25. - Depends
Tutoring
Tutoring/teaching services covered if the tutor/facility holds an approved credential (active professional or business license)..
Rule as PencilGo read it on 2026-09-25. - Depends
Classes, co-ops & camps
Training programs/camps for vocational, academic, life or job skills covered if provided by a credentialed individual/facility..
Rule as PencilGo read it on 2026-09-25. - Depends
Music, art & sports lessons
Sports/gym access covered only via a school corporation, charter, magnet or qualified school; local league activities excluded..
Rule as PencilGo read it on 2026-09-25. - Depends
Educational therapies
Extensive licensed-therapy list covered, but only for a student with a disability (IEP/SP/CSEP/ESA SP on file)..
Rule as PencilGo read it on 2026-09-25. - Covered
Testing, exams & evaluations
National norm/criterion-referenced exams, AP, IB, CLEP and mandatory statewide assessments are covered..
Rule as PencilGo read it on 2026-09-25. - Not covered
College courses, dual enrollment & CTE
Postsecondary education is explicitly excluded from tuition; no dual-enrollment category exists (INESA is K-12 only)..
Rule as PencilGo read it on 2026-09-25. - Depends
Transportation
Approved for students with a disability only: up to $750/year to a special-ed provider (waiver up to $1,500/year); gas cards/mileage excluded..
Rule as PencilGo read it on 2026-09-25. - Not covered
School uniforms
Uniforms (school or extracurricular), clothing, shoes and cap/gown are explicitly excluded expenses..
Rule as PencilGo read it on 2026-09-25. - Depends
Field trips, museums & educational travel
Single tickets to educational venues (zoos, museums, plays) covered; local league or family-membership type outings are not..
Rule as PencilGo read it on 2026-09-25. - Depends
Desks, instruments & learning equipment
Microscopes/telescopes covered as supplies, but sporting equipment, trampolines, pianos and playground/lawn equipment are excluded..
Rule as PencilGo read it on 2026-09-25.
Indiana Education Scholarship Account explicitly excludes: Online/virtual schools and courses; Personal computers, laptops, tablets, printers, TVs, game consoles; Uniforms (school and extracurricular); Postsecondary/college tuition; Amusement park tickets, bounce houses, trampolines >10ft, sporting equipment, pianos; Non-educational therapies (chiropractic, massage, acupuncture, nutritionist, medical equipment); Daycare fees, meals, hotel/lodging; Phones, appliances, gardening items, fuel.
Next
Before buying: The program decides whether the exact item and payment route qualify. A direct card purchase may not be reimbursed.
More about ESA purchase decisions
Provider approval or a marketplace listing does not approve every product or confirm that a funded purchase can be made. Check Indiana Education Scholarship Account's current rules and payment route before buying; a direct card purchase does not guarantee reimbursement. This hub is educational information, not legal, tax or eligibility advice. PencilGo is independent of state agencies.