Montana · what funds cover · 2026–27

What you can buy with Special Needs Equal Opportunity Education Savings Account

16 kinds of expenses, each checked against the program's published rules as PencilGo read them on 2026-09-25. Pick one to see its vendors, or type an item to check it.

Is it covered by Special Needs Equal Opportunity Education Savings Account?

Type what you want to buy, for example a product name, a class or a service. We check it against the program's published expense rules and show the rule.

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Every category, with the Montana rule

Covered: usually coveredDepends: covered with conditionsNot covered: usually not coveredNot stated: not stated by the program

Special Needs Equal Opportunity Education Savings Account explicitly excludes: entertainment / primarily noneducational devices; gift cards of any kind; day care fees; medical services, supplies, medications, vitamins; chiropractors, massage therapy, acupuncture; weapons and ammunition; live animals; large recreational equipment (trampolines, pools, bounce houses).

Questions Montana families ask

Can I buy a laptop or tablet with Special Needs Equal Opportunity Education Savings Account?

Special Needs Equal Opportunity Education Savings Account's published guidance does not state whether computers and tablets are eligible. Ask the program before buying.

Can I buy curriculum, workbooks and printable worksheets with Special Needs Equal Opportunity Education Savings Account?

Special Needs Equal Opportunity Education Savings Account's published guidance does not state whether curriculum and instructional materials are eligible. Ask the program before buying.

Does Special Needs Equal Opportunity Education Savings Account pay for music, art or sports lessons?

Special Needs Equal Opportunity Education Savings Account's published guidance does not state whether music, art and sports lessons are eligible. Ask the program before buying.

Does Special Needs Equal Opportunity Education Savings Account pay for tutoring?

Special Needs Equal Opportunity Education Savings Account's published guidance does not state whether tutoring services are eligible. Ask the program before buying.

Next

Before using ESA funds. Provider approval or a marketplace listing does not approve every product or confirm that a funded purchase can be made. Check Special Needs Equal Opportunity Education Savings Account's current rules and payment route before buying; a direct card purchase does not guarantee reimbursement. This hub is educational information, not legal, tax or eligibility advice. PencilGo is independent of state agencies.