Tennessee · what funds cover · 2026–27

What you can buy with Education Freedom Scholarship and targeted ESA programs

16 kinds of expenses, each checked against the program's published rules as PencilGo read them on 2026-09-25. Pick one to see its vendors, or type an item to check it.

Is it covered by Education Freedom Scholarship and targeted ESA programs?

Type what you want to buy, for example a product name, a class or a service. We check it against the program's published expense rules and show the rule.

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Every category, with the Tennessee rule

Covered: usually coveredDepends: covered with conditionsNot covered: usually not coveredNot stated: not stated by the program

Education Freedom Scholarship and targeted ESA programs explicitly excludes: Late fees or costs due to canceled/missed appointments; Food; Before-school and after-school care; Summer camp (non-academic); Extracurricular and athletic fees; Consumable supplies (pencils, folders, etc.); Field trips; Personal/private transportation; Internet service; Standalone software not bundled into an approved package.

Questions Tennessee families ask

Can I buy a laptop or tablet with Education Freedom Scholarship and targeted ESA programs?

With conditions. Computer hardware/devices via EFS-registered school or provider; laptop and tablet each purchasable once per 3 years; no internet service or standalone software

Can I buy curriculum, workbooks and printable worksheets with Education Freedom Scholarship and targeted ESA programs?

Yes. Required textbooks, curricula and instructional materials at the enrolled school

Does Education Freedom Scholarship and targeted ESA programs pay for music, art or sports lessons?

No. Extracurricular and athletic fees explicitly listed as unallowed

Does Education Freedom Scholarship and targeted ESA programs pay for tutoring?

With conditions. Individual tutor must hold an active TN teaching license; agency must meet SBE accreditation requirements

Next

Before using ESA funds. Provider approval or a marketplace listing does not approve every product or confirm that a funded purchase can be made. Check Education Freedom Scholarship and targeted ESA programs's current rules and payment route before buying; a direct card purchase does not guarantee reimbursement. This hub is educational information, not legal, tax or eligibility advice. PencilGo is independent of state agencies.