First grade builds on kindergarten money ideas with Texas TEKS 1. 9, which asks children to define income as money earned by working, connect that income with buying goods and services, tell spending apart from saving, and consider giving some money away to help others. This worksheet follows children who earn a few coins from small jobs, such as raking a neighbor's leaves, walking a dog, or running a lemonade stand. Each child then makes a choice: spend the coins on something small right away, save toward something bigger like a scooter or a bike bell, or give part of it to a cause such as a food pantry or a class fundraiser.
Watch for a child who thinks money only appears through gifts or luck; income specifically means money earned through work. Watch, too, for a child who treats saving as simply not spending — saving is choosing to keep money for a specific goal that costs more than what a child has right now. Charitable giving is shown as one more real choice a person can make with money, not as an obligation or a measure of a good child.
What your child will learn
Tell money you earn by working from other ways to get coins
Tell spending from saving
Explain why a child might save toward a goal
Recognize charitable giving as a money choice
Worked example
Mia raked leaves for a neighbor and got paid 4 coins. Those coins are income because she was paid for real work.
Common mistake
Thinking any money a child has must be a gift, instead of asking whether it was paid for work.
Helpful hint
Ask whether the money was earned, and what the child decided to do with it.
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