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ESA funding

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Is it covered? Check an item against your state's rules

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Your state's program makes the final decision. A purchase made with your own card may not be paid back.

ESA+ vendors in North Carolina

By what your child needs. Before paying any of them, check the exact purchase above.

Tutoring · 1,707 listed
Therapies & services · 957 listed
Classes, co-ops & camps · 2 listed
Private school or microschool · 773 listed
Curriculum · 27 listed
Online learning · 4 listed
Compare all 18 state programs: amounts, payment platform, vendors

Compare all 18 programs

2026–27 amounts where posted. Choose a state for its guide.

Every state program

Alabama
CHOOSE Act Alabama
$7,000 school · $2,000 home ed (cap $4,000/family)ClassWallet1,735 listed
Arizona
Empowerment Scholarship Account
90% of state per-pupil funding (varies by grade/district/disability)ClassWallet1,336 listed
Arkansas
Education Freedom Account
$7,208 per student (2026-27), $1,802 disbursed quarterlyClassWallet1,602 listed
Florida
Family Empowerment Scholarships and PEP
~$7,463–$12,217, varies by scholarship/grade/countyEMA / MyScholarShop (Step Up)1,443 listed
Georgia
Georgia Promise Scholarship
Up to $6,500 per year in four installmentsOdyssey984 listed
Indiana
Indiana Education Scholarship Account
Up to $20,000 (disability) or $8,000 (sibling) per studentClassWallet909 listed
Iowa
Students First Education Savings Account
$8,148 per student for 2026-27Odyssey292 listed
Louisiana
LA GATOR Scholarship Program
$5,243-$15,253 by tier (2025-26 figures; 2026-27 not yet posted)Odyssey97 listed
Mississippi
Education Scholarship Account
$8,007 max reported for 2025-26; 2026-27 amount not yet postedMDE reimbursement14 listed
Montana
Special Needs Equal Opportunity Education Savings Account
Uncertain for 2026-27; OPI reimbursements ran only through 6/30/26OPI reimbursement11 listed
New Hampshire
Education Freedom Account
$4,100 base + differentiated aid (income/EL/disability)ClassWallet3,522 listed
North Carolina
Education Student Accounts (ESA+)
ESA+ $9,000-$17,000; Opportunity Scholarship $3,574-$7,942 (2026-27)ClassWallet3,578 listed
South Carolina
Education Scholarship Trust Fund
$7,634/yr (Exceptional SC up to $11,000, funds-permitting)ClassWallet1,314 listed
Tennessee
Education Freedom Scholarship and targeted ESA programs
$7,530/yr EFS; geographic ESA ~$10,094-$10,133; IEA by formulaTheoLearning375 listed
Texas
Texas Education Freedom Accounts
$10,474 private school · $2,000 homeschool · up to $30,000 with IEPOdyssey5,205 listed
Utah
Utah Fits All Scholarship
$8,000 private school · $4,000 home age 5-11 · $6,000 home age 12-18Odyssey1,455 listed
West Virginia
Hope Scholarship
$5,435.62 full-year award for 2026-27, paid quarterlyTheoPay (Student First)1,323 listed
Wyoming
Steamboat Legacy Scholarship
$7,000/yr, disbursed quarterlyOdyssey1,016 listed

Amounts are as posted by each program for 2026–27; where a program hasn't posted, the latest figure is shown. Every guide links to the official page.

Explore more ESA guides

Before buying: The program decides whether the exact item and payment route qualify. A direct card purchase may not be reimbursed.

More about ESA purchase decisions

Provider approval or a marketplace listing does not approve every product or confirm that a funded purchase can be made. Check your program's current rules and payment route before buying; a direct card purchase does not guarantee reimbursement. This hub is educational information, not legal, tax or eligibility advice. PencilGo is independent of state agencies.

State guides